Waldo Financial

Waldo Financial is a licensed payday and installment loan lender established in 1999. It is an offline service operating in Kansas City, MO. It helps take out either a payday loan up to $500 or an installment loan up to $2,000.

Pros

• A direct offline lender
• A licensed lender
• Payday and installment loans
• Rich experience
• Bad credit OK

Cons

• Only Missouri citizens served
• High APR and interest rates
• Extra fees for non-repayment of the loan

Bottom line

Waldo Financial was established in 1999 to help people get extra cash. It is a licensed offline direct lender serving Missouri citizens. But you may also submit an online application to get deposited. The APR for Waldo Financial payday loans is 469.29%. Once approved, pick up your cash at our convenient Kansas City office or have the money deposited into your checking/banking account the same day.

Types of loans

Waldo Financial offers payday loans (up to $500) and installment loans (up to $2,000). Check Cashing is one more service offered by this lender. They cash all sort of checks including:

• Payroll checks;
• Cashier checks;
• 401 K and retirement checks;
• Government checks;
• Insurance drafts or checks;
• Money orders;
• Tax refund checks;
• Personal checks;
• Out-of-State checks.

Requirements

• Have a full time job or receive regular income of at least $1,500 per month;
• Have a bank account with a traditional bank in good standing for at least 90 days;
• Have direct deposit of your paycheck into your checking account;
• Be a US. resident at least 18 years old.