Viva Payday Loans

Viva Payday Loans is is a trading name of Payday Ventures Ltd. The company does not make loan or credit decisions, and is not a lender. It’s a matching service that connects borrowers to the right lenders. They offer a straightforward application process. With this service, you can access between $100 and $5,000 loans with a repayment period that ranges from 90 days to 6 months. The APR ranges between 5.99% and 35.99%.

Pros

• It has an easy to navigate interface
• Loans up to $5,000
• Available in many states in the USA
• Get a decision in just 2 minutes
• Application 100% online
• Bad credit considered
• Deals with a huge number of lenders
• No fees to use the search tool

Cons

• Not a direct lender
• The cost of your loan can become expensive depending on the state you are in when applying
• Not available in all states
• No guarantee that you are getting the best deal

Bottom Line

In summary, Viva Payday Loans is an excellent option when you need to quickly find a competitive loan deal. They work with all credit scores. The application process is easy and takes less than 5 minutes, and you are not obliged to accept any of the offers. You’ve got nothing to lose by reviewing the available offers in the market.

Types of loans

The service helps you find fast payday loans. These are small-sized and short-term loans that are unsecured – there is no need for a guarantee, collateral or pledge.

Loan requirements

To get approved for a payday loan with Viva Payday Loans, you must comply with the following requirements:

1. Be over 18 years old;
2. Receive a regular monthly income of more than $1,000;
3. Have a permanent address;
4. Have a valid checking or savings account with direct deposit.