US Bank
Online Payday Personal Consumer Loans up to $5,000
Easy Application, Fast Processing, Quick Approval, Any Credit Score
Request a LoanU.S. Bank is one of the country’s largest banks. It offers banking products to customers nationwide. The company has over 1000 branches in more than 25 states, plus 24/7 live phone support. US Bank was founded in 1863 and is based in Cincinnati, Ohio.
| Company name | US Bank |
| Founded | 1968 |
| Address | 800 Nicollet Mall, Minneapolis, MN 55402 |
| Website | usbank.com |
| Phone number |
800-872-2657
|
| [email protected] |
Pros
- Direct lender
- Competitive APR
- Quick funding
- No origination fee
- Co-applicants allowed
- Offers small loans of $100
- Discount for autopay
- Reports payments to all three major credit bureaus
- Customer service in person or by phone
- Mobile app
Cons
- No prequalification
- Available in a limited number of states
- U.S. bank account required
- Only three-month repayment terms available
- Prepayment penalty
- Some in-person loan closings
- Maximum loan amount is $25,000
Bottom line
US Bank loans are best for you if you have a relationship with U.S. Bank, want quick access to your funds and don’t plan to repay the loan early. If you don’t have a U.S. Bank account and aren’t interested in opening one, explore other loan companies.
Types of loans
US Bank offers various types of loans:
- Personal loan;
- Simple loan (for small emergencies);
- Personal line of credit (instant access to funds);
- Reserve line of credit (overdraft protection).
Eligibility criteria
U.S. Bank does not disclose a list of its borrower requirements. To apply, you will surely need:
- Minimum credit score of 680;
- SSN or individual taxpayer ID number;
- U.S. Bank checking account that’s at least 6 months old and has at least 3 months’ history of recurring direct deposits;
- Phone number and email address;
- Home address and employment information.
Category: Online Loans
Tags: Arizona, Arkansas, California, Colorado, Florida, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Minnesota, Missouri, Montana, Nebraska, Nevada, New Mexico, North Dakota, Ohio, Oregon, South Dakota, Tennessee, Utah, Washington, Wisconsin, Wyoming
Posted by Shane Barton