Need A Payday Advance Fast? Apply Online Today!

A payday advance is a short-term loan that can help you borrow $100 to $5,000 until you get your next paycheck. Multiple legit lenders from our network can offer fast cash to pay for any bills or emergencies and the flexibility to pay off over 1 to 60 months. If you have bad credit and no credit check, you can qualify too. Apply today by clicking on the ‘Get Started’ button below!

How Much Do You Need?

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Where Can I Get A Payday Advance?

We offer a completely free way to find the best lender for your needs and check your eligibility for a payday advance online. We act as a loan matching service, connecting your loan request with the right US lender who is most likely to accept you and offer you the lowest rates. You have no obligation to accept the offer and can also be eligible with poor credit. So if you are searching for a payday advance near me, we can help whether you live in Alabama, Virginia, Kansas or Michigan!

How Are We Different?

We have one goal – to help consumers find the best cash advance payday loans online in a fast and simple way. It’s never been easier to get $100-$5,000 the same day you apply. Our online system is designed to refer consumers to the most suitable creditor who is most likely to approve them and offer the lowest rates – and so far we have helped thousands of customers to cover their emergency expenses quickly.

We are happy to give our clients a choice every step of the way. You can select how much you’d like to borrow, for how long and how you want to repay on.

We offer a purely online application with no hidden fees and no damage to your credit score. We do our best to ensure that all of the participating lenders are licensed, honest and credible and we will treat your sensitive personal data with 100% confidentiality.

How Do Payday Advance Loans Work?

A payday advance is a short-term loan, typically $500 or less, and doesn’t require any collateral to secure it. It is usually given against one’s paycheck. A payday advance is also known as a cash advance. This product is designed to help you deal with any unexpected and emergency expenses, so you can get the cash in one lump sum upfront to cover your expense and then pay off the loan in full on the day you receive your next paycheck from work. Some loans are issued for just a few days or weeks, but some can last a few months, giving you the opportunity to pay off over fixed monthly installments.

Who Is Eligible for Payday Advance Loans?

Borrower eligibility criteria for payday advance loans online are typically easy to meet. Unlike bank loans, payday advances require no collateral and no guarantors. You may even qualify if you have bad credit or no credit.

What do you need for a payday advance loan?

Be a US citizen.
Be over 18 years of age
Have an active checking account in your name
Earn at least $800 each month
Be able to afford monthly repayments
Have no recent bankruptcy
Have a valid phone number and email address

How Can I Get A Payday Advance?

The online application process takes just a few inutes! Simply fill out our online application form at the top of the page and you get an instant decision on the screen. We will ask you to provide basic information about you, your income, employment, residence and monthly expenses. No guarantors or collateral are needed. Subject to further checks, if your loan request is accepted, you can expect to get the funds in your bank account within 1 hour, the same day or next business day. Below are the three easy steps you need to follow:

1Complete our online application form in 2-3 minutes and choose the desired loan amount and term.

2Get an instant decision on the screen with a loan offer. If approved, e- sign your loan agreement.

3Money will be sent to your bank account within a few hours, the same day or next working day!

What Are Loan Advances Used For?

Payday cash advances are typically often used for emergency expenses when you do not have enough cash to tide you over this month. Whether it is to pay medical bills, utility bills, auto repairs, home improvement, special family events, funeral expenses, vacations, business trips, or maybe you need to borrow money to pay for your children’s education.

We can always try to have a “financial safety cushion” but we can never be 100% sure when problems are going to catch you by surprise. There are lots of reasons why we may need an extra $200, $500 or $1,000, and a payday advance online with no credit check can help you keep your head above water.

Can I Get Online Payday Advance Loans for Bad Credit?

Yes, if you are searching for bad credit payday advances, this is something that we can also help with. We partner with a wide range of US lenders and many of them are willing to accept your application even if you have a low credit score.

We understand that not everyone can have a good credit score and there are options available if you have bad or terrible credit. Perhaps we can slightly adjust the desired loan amount or the interest rate charged will be a little higher.

If you have a stable income and permanent employment, you can certainly qualify for a bad credit loan. In some cases, the creditor may just require proof of income, just to ensure that you can afford your repayments without falling into a debt trap.

How Can I Get a Fast Payday Advance Loan?

Some instant payday advances are issued on the same day you apply, especially if you are requesting small amounts of $100 or $700. If you meet the borrower eligibility criteria and have applied during the lender’s working hours, this should help you get your cash within several hours or immediately.

For larger amounts of $1,000 or $2,000, this may involve some additional checks to confirm your income and employment and may just take a little longer – but it is still common to get a payday advance online same day or next business day.

Pay stubs and W-2 forms are commonly used as proof of employment. Besides, your employer may write a verification letter or use an automated verification service to confirm your job title, employment history, and salary information.

If you need a fast loan, you should always enter your real personal and financial information – so this will avoid the creditor having to ask more questions, request additional documents and potentially slowing down application processing times.

Moreover, once you have applied, try to stay keep your cell phone near and be ready to get in touch with the lender if they have any queries. Being on phone can help get your cash transferred to your bank account as quickly as possible.

Can I Get No Credit Check Payday Advance?

Yes, you can get a payday advance online with no credit checks – but most creditors will carry out a credit check to ensure you meet the borrower eligibility requirements.

You can also try to get loans with no credit checks, such as applying for a loan with a credit union or borrowing from relatives and friends. Or you can apply for secured loans or title loans that use your vehicle or apartment as collateral – where your eligibility depends on the value of your collateral, rather than your credit history.

But if you are trying to avoid credit checks for the fear of being rejected – do not worry. The legit lenders from our extensive network are able to give bad credit payday advances with no credit checks. Provided that you have permanent employment, a steady income and can repay your loan on time, you can 100% get accepted for a loan online.

Can I Find Payday Advances Near Me?

Yes, we work with a huge number of reliable local payday stores, but typically we work with online lenders so that you can be connected to the most suitable lender for your unique needs, wherever you are in the country.

Instant payday advance loans online are offered in most US states and we are happy to offer you an affordable option in areas including:

Alabama
Alaska
California
Delaware
Florida
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Michigan
Minnesota
Mississippi
Missouri
Nebraska
Nevada
North Dakota
Ohio
Oklahoma
Rhode Island
South Carolina
Tennessee
Texas
Utah
Virginia
Washington
Wisconsin
Wyoming

How to Repay A Payday Advance

Most payday advances are repaid in a lump sum on your next pay date. In order to pay off a loan, you will need to have an active checking account. Generally, your creditor will be authorized to withdraw the loan amount from your bank account electronically on the due date specified in the agreement.

In some cases, you can also borrow for several months if you would like to. This gives you the opportunity to spread payments over time, which can be better for borrowing larger amounts of $2,000, $3,000, $,000, or $5,000. In this case, you would pay off your loan in fixed monthly installments – the same amount will be collected from your bank account each month and you will always be possible to pay off the debt early.

If you have difficulty repaying your loan on the due date, you may be charged extra charges and penalties. Make sure to carefully read your loan agreement to fully understand how your repayment works. If you are unable to repay the loan on the due date, you should immediately contact your creditor to discuss the possible options. Most companies will be able to offer loan restructuring and will not charge any penalties. However, you may be charged additional fees.

Payday Advance FAQs

How Much Can I Borrow Online?

With us, you can typically borrow $100 to $5,000 based on several factors such as your income, credit score, and the presence of existing loans. Lenders from our network may require proof of income and employment for those in need of larger amounts.

How Fast Can I Get a Payday Advance?

If you request small amounts, it is possible to get your funds in less than 1 hour. For larger loans, it is common to get cash within 24 hours or the next business day.

How Long Does A Payday Advance Last?

The average payday advance lasts about 1-3 weeks and is repaid in full on the day you receive your next paycheck. However, some creditors offer instant advance payday loans over several months or even years if you want to spread repayment over time.

Can I Apply if I Am Self-Employed or Unemployed?

Yes, you can apply for a payday advance even if you are self-employed or unemployed. However, you may need to provide proof of income (social benefits, pension, etc.). This will not influence your chances of being accepted for a payday loan advance and you will be treated like any other person who is officially employed.

How Much Does a Payday Advance Cost?

Depending on the loan term and amount and other factors such as your credit history, the APR for your payday advance can range from 36% to 500%. If your loan lasts just 1-2 weeks, it is likely to come with a high APR.

Do You Charge Any Fees for Applying?

No. We charge no fees for applying with our online portal. Our referral service is free to use and 24/7 here for you. We take a small fee from the creditor you get matched with if your loan request is approved.

Are You a Direct Lender?

No, we are not a lender, we act as an intermediary between you and a credible lender who is able to offer affordable short-term loans. You can be sure that we can connect your loan application to a number of legit US lenders. We can boost your chances of getting accepted and once approved, you can continue to work directly with your lender.

What if I Cannot Repay My Loan?

If you cannot repay your loan on time, you may be charged added interest, penalties and it could hurt your credit score. If you feel that you are having difficulty paying back your loan, you should contact your lender as early as possible. In this case, the lender could lower your interest or extend your loan term. Never ignore the creditor – this will trigger late fees and any other penalties.

Online Payday Personal Consumer Loans up to $2,500