NorthWestern Financial Review

CheckSmart

CheckSmart Overall rating: ★★☆☆☆ 1.5 based on 9 reviews.
5 1
Leave a Review

Online Payday Personal Consumer Loans up to $5,000

Easy Application, Fast Processing, Quick Approval, Any Credit Score

Request a Loan

Checksmart logo

CheckSmart is a direct lender that first opened up in 1987, somewhere in the United States. The lender is available nationally. They currently operate in the following states: Arizona, Indiana, Kansas, Kentucky, Michigan, Missouri, New Mexico, Ohio, and Virginia. With CheckSmart, you can qualify for up to $5,000 through an Installment Loan, up to $800 through an Express Single Payment Loan, or even up to $25,000 through a Title Loan. The lender only operates in store locations.

Company name CheckSmart
Founded 1987
Address 6501 Troost Ave Kansas City MO 64131
Website https://www.ccfi.com/checksmart/
Phone number
(816) 926-9977
Email  Unknown

Checksmart site

Pros

  • Easy application
  • Multiple products
  • Relaxed requirements
  • High approval rates
  • Experienced lender
  • Available in 9 states

Cons

  • Not operating online
  • Limited availability
  • High interest rates
  • Not BBB accredited
  • Many complaints

Bottom line

Checksmart

Types of loans

CheckSmart offers multiple loan types, as well as other products:

  • Payday Loans
  • Title Loans
  • Installment Loans
  • Line of Credit
  • Flex Loans
  • Check Cashing
  • Bill Pay
  • Western Union
  • U.S. Money Card
  • Cell Phone Top-Ups
  • Gift Cards For Cash

Eligibility criteria

In order to get approved for a loan with Checksmart, you must meet the following criteria:

  1. You must be a US citizen or permanent resident.
  2. You must reside in one of the states where Checksmart operates.
  3. You must have an active, personal checking account.
  4. You must have a steady income.
  5. You must have a valid phone number and email address.
  6. You must not be a debtor in a bankruptcy case.

Category: Online Loans

Tags: Arizona, Indiana, Kansas, Kentucky, Michigan, Missouri, New Mexico, Ohio, Virginia

Posted by

CheckSmart Reviews

★☆☆☆☆
They are very rude and have no clue how to treat customers! Stay away from this lender, they are not willing to help you.
- Eliana Hughes

★☆☆☆☆
Awfule service I received from a young lady who works in Ohio location. My recommendation: Stay away from this location!!!
- Micah Fleming

★☆☆☆☆
They do not care about their customers, only care about bringing in more business
- Jameson Collins

★☆☆☆☆
This company staff is rude. They put you on hold for 30 minutes, then lie. It’s disgusting how this company is treating people who are coming to them for help.
- Anthony Hill

★☆☆☆☆
I was robbed by this company!! They are very rude about it when I try to discuss.
- Liam Parker

★★★★★
I love how they understand my situation and treat their customers. No issues, no complaints. Go to this place! They will surely help you.
- Taylor Lambert

★☆☆☆☆
They call my phone 10 times a day. I have asked them many times to stop calling. Today I filed a complaint with the Attorney General. Awful company!!! BEWARE
- Solomon Allen

★★☆☆☆
I have had great payment history with CheckSmart. Recently I called them to get some assistance and no help.
- Journee Nelson

★☆☆☆☆
I was in CheckSmart today to change my repayment plan. The man who helped me was extremely rude. He definitely needs some training. An attitude like they hate their customers.
- Jack Newman

Feedback Form

Name
Rating
Review Content