A-1 Cash Advance
Online Payday Personal Consumer Loans up to $5,000
Easy Application, Fast Processing, Quick Approval, Any Credit Score
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A-1 Cash Advance is a company that issues cash advances in 8 Central Indiana locations and 2 Tennessee locations. Their mission is to provide their customers with top quality online cash advance services in a professional manner with honesty. They also guarantee to offer the highest level of customer service, knowledge and support to their clients at all times.
| Company name | A-1 Cash Advance |
| Founded | 1996 |
| Address | 1619 E Michigan Rd., Shelbyville, IN, 46176 |
| Website | a1cashadvance.com |
| Phone number |
(317) 401-6999
|
| [email protected] |
Pros
- Direct lender
- Purely online process
- Bad credit is ok
- Loans up to $4,000
- Experienced company
- Rapid approval
- Same-day funding
- Available both online and in stores
Cons
- Only available in Indiana and Tennessee
- Short repayment terms
- Not BBB accredited
- Controversial borrower reviews
Bottom line
A-1 Cash Advance seems a trustworthy and safe loan provider. They offer easy to get payday loans and title loans and have a good range of open hours. The main drawback of this company is that their loans are only available to residents of Indiana and Tennessee.
Types of loans
A-1 Cash Advance provides two types of loans:
- Payday loan (Indiana and Tennesse). A payday loan (or cash advance) is a small, short-term loan generally ranging from $100 to $1,000. Such a loan is typically repaid on your next payday. Payday loans help cover emergency expenses.
- Title loan (Tennessee only). This is a loan that requires an asset as collateral. Title loans typically range from $200 to $2,500.
The company also offers additional services: check-cashing services, prepaid Visa or MasterCard.
Eligibility criteria
To qualify for a payday loan with A-1 Cash Advance, you have to meet the following borrower requirements:
- be at least 18;
- reside in Indiana or Tennessee;
- have a photo ID;
- have a current bank statement;
- have a proof of income.
To get a title loan, you must:
- be 18 years of age or older ·;
- present a government-issued form of identification ·;
- own a vehicle with a lien-free car title.